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Reason #153 Why my bank is the most AWESOME bank in the world

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I could begin this review by singing a little song to the tune of "My Dogs Bigger than Your Dog" but I have been told that if you can't say something nice...

Actually, I'm here to tell you why USAA is the world's coolest bank. And while you might think that this has absolutely nothing to do with the iPhone, I am here to tell you that you are just flat out wrong. Lots of banks are developing iPhone apps to serve their on-the-go customers, but none that I know of have what USAA is offering.

Deposit@Mobile.

"What is Deposit@Mobile?" you ask? Well, I'll tell you. Through this special magic portal, you are able to take a picture of the front and back of a check and USAA will deposit that money immediately into your bank account. [enter sounds of trumpets playing triumphantly] Right now, USAA is the only bank in the iTunes store offering this fantastic technology.

That, my dears, is why why my bank is better than your bank. And that is also why you should rush right out and get yourself a USAA account too (eligibility requirements may apply). And without further ado, I will show you exactly how easy it is to deposit a check via your mobile phone. Here's what you'll need:

  • an iPhone with the USAA [iTunes store link, free] installed.
  • a valid check (yes, I said valid... I'm not condoning any kind of funny business here)
  • a dark unreflective surface (flip that mouspad over!)

Now, first thing you do is log open the USAA app, and volia! there's a perfect little button for Deposit@Mobile. You'll be asked to log in to your account and away we go! Click on the thumbnails below for a full tour!!

(Click on the thumbnails to see larger images)
Tap the Deposit@Mobile button to get started
After confirming your account info, select your account and enter the check amount Some friendly instructions on how to capture the best photo See how nice the mousepad background looks?! More friendly instructions, including a reminder of what account number you need to write on the back! After confirming your account info, select your account and enter the check amount
Fancy, huh? Before depositing, you get a quick preview window Feel free to begin singing the Jeopardy song, but don't be surprised if you don't finish it. Alacazam! Deposited money!! Finally, scroll down for more friendly instructions on what to do with your newly deposited check (i.e., shred!!)

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